Personal Loans - Low Rates Online - Post Office

Need a new car? Improving your home? Paying off your debts? Whatever you’re borrowing for, a Personal Loan from Post Office could be right for you. You can choose the term you pay back over and regular monthly payments will help you plan your budget.

• Borrow £1,000 - £25,000
• Terms from 1 year to 7 years, depending on the amount borrowed
• Instant decision (in most cases).
• Check eligibility without affecting your credit rating.
• Funds could be transferred the following day.

Will I get accepted?

Try our Fast Checker. It won’t affect your credit score

APR is the Annual Percentage Rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable to the loan. The APR makes it easy to compare different loan products across the market.

The Representative APR is an APR at or below which an advertiser reasonably expects most people who apply for this product will get.

The APR you receive may vary from the advertised rate. This is the representative rate which we expect most people who apply to get.

The rate you are offered will be a personalised rate based on your current individual circumstances including credit information held about you by the credit reference agencies, the loan amount you borrow and length of time you borrow for.